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Advisors have not received remuneration for participation in providing these testimonials. Advisor testimonials may not represent the experience of all advisors usingTD Ameritradebrokerage services. The advisors mentioned are not affiliated withTD AmeritradeInstitutional. More information about the advisors is available on the SEC website www.sec.gov.TD Ameritradeis not responsible for services or policies of any third party.TD Ameritradedoes not recommend or endorse any advisor that utilizes its brokerage or custodial services.TD Ameritradedoes not monitor, and is not responsible for, communications between advisors and their clients.

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†Source: Cerulli Associates Retirement Market 2014, Frequently Asked Questions About 401(k) Plans, ICI

TD AmeritradeInstitutional, Division ofTD Ameritrade , Inc., member FINRA/SIPC &TD AmeritradeClearing, Inc., member FINRA/SIPC.TD AmeritradeTrust Company is a non-depository trust company, acts as a custodian

and/or directed trustee and is not a member of FINRA or SIPC. Brokerage services provided exclusively byTD Ameritrade , Inc.TD Ameritrade , Inc.,TD AmeritradeClearing, Inc., andTD AmeritradeTrust Company are subsidiaries ofTD AmeritradeHolding Corporation. This is not an offer or solicitation for brokerage services, investment advisory services, or other products or services in any jurisdiction where we are not authorized to do business or where such offer or solicitation would be contrary to the securities laws or other local laws and regulations of that jurisdiction, including, but not limited to persons residing in Australia, Austria, Canada, France, Germany, Hong Kong, Italy, Japan, the Netherlands, Saudi Arabia, Singapore, or the United Kingdom.TD Ameritradeis a trademark jointly owned byTD AmeritradeIP Company, Inc., and The Toronto-Dominion Bank. ©2017TD AmeritradeIP Company, Inc. All rights reserved. Used with permission.


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