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Schwab Private Client | Private Client Services

Welcome to Schwab Private Client™, the proactive approach to wealth management you deserve.

At its core is a dedicated team that collaborates with you to help you achieve your financial goals—now and as they evolve in the future.

To help meet your unique wealth management needs, your team creates, monitors, and adjusts a sophisticated strategy that's tailored for you. You stay informed, and you always stay in control.

Minimums and fees:

  • The investment minimum is $500,000.
  • The annual fee starts at 0.90% for equities and 0.70% for fixed income.

To discuss Schwab Private Client and your advice needs, call us at 866-645-4124 .

At Schwab, we believe every investor deserves to work with a firm they can count on. Our commitment to your satisfaction is backed by a guarantee. If for any reason you're not happy with Schwab Private Client, we'll refund your program fee from the previous quarter and work with you to make things right.*

*See below for important information regarding the Satisfaction Guarantee.

Your dedicated team stays focused on your financial goals and how best to attain them.

  • Your Financial Consultant manages your overall relationship with Schwab.
  • Your Portfolio Consultant provides ongoing advice and is your conduit to specialists who can weigh in as needed in areas like fixed income, options, and estate planning.
  • Your Associate Portfolio Consultant swiftly handles all of your service needs.
Graphic showing the relationship of you to your financial consultant and portfolio consultant team

Graphic showing the relationship of you to your financial consultant and portfolio consultant team

You receive ongoing advice from a team that considers the particulars of your situation, including retirement income planning, estate planning, and insurance. And your team proactively monitors your portfolio, suggesting adjustments as your needs—and market conditions—evolve.

At the core of your wealth management strategy is your portfolio. Using our modern approach to portfolio construction, your team will help you choose an asset allocation with the optimal blend of growth and income, depending on your risk tolerance, financial goals, and circumstances.

The investment strategies outlined here are just two of the many options available.

Total Return Moderate Strategy infographic with text description below For those who primarily want a combination of growth and income.

+ See expanded asset classes

  • 13% US Large Stocks
  • 8% US Small Stocks
  • 3% US Listed REITs
  • 9% Int'l Large Stocks
  • 5% Int'l Small Stocks
  • 5% Int'l Emg Mkt Stocks
  • 2% Int'l Listed REITs
  • 2% US Inter. Treasuries
  • 7% US Inv Grade Corp
  • 5% US Gov-Related
  • 11% US Securitized
  • 1% US TIPS
  • 10% US High-Yield Corp
  • 5% Int'l Dev Ctry Bonds
  • 5% Int'l Emg Mkt Bonds
  • 1% Agriculture
  • 1% Gold/Precious Metals
  • 1% Industrial Metals
  • 1% Energy
  • 5% Cash Investments

Data as of August 2014.

Income Moderate Strategy infographic with text description below For those who primarily want current income.

+ See expanded asset classes

  • 24% US Large Stocks
  • 1% US Small Stocks
  • 3% US Listed REITs
  • 15% Int'l Large Stocks
  • 2% Int'l Small Stocks
  • 2% US Inter. Treasuries
  • 1% US Inv Grade Corp
  • 10% US Gov-Related
  • 1% US Securitized
  • 9% US TIPS
  • 10% Int'l Dev Ctry Bonds
  • 7% Int'l

    Emg Mkt Bonds

  • 5% Agriculture
  • 5% Gold/Precious Metals
  • 5% Cash Investments

Data as of August 2014.

For illustrative purposes only. Subject to change.

Learn how we’re rethinking asset allocation. Watch now

Unlike many rigid or narrowly focused managed solutions, Schwab Private Client is designed to consider every aspect of your overall financial picture. Your team will recommend a tailored portfolio aligned with your goals.

You'll have total access—and the final say. After weighing your team's recommendations and rationale, you'll make all final investing decisions. And you'll receive in-depth reports and scheduled communications on an ongoing basis to help you stay on track.


Questions? We're ready to help.

Learn more about our modern approach to wealth management.     

Contact us today to discuss how Schwab Private Client can be tailored to your unique situation.


*Satisfaction Guarantee

If you are not completely satisfied for any reason, at your request Charles Schwab & Co., Inc. ("Schwab") or Charles Schwab Bank ("Schwab Bank"), as applicable, will refund any eligible fee related to your concern within the timeframes described below. Two kinds of "Fees" are eligible for this guarantee: (1) asset-based "Program Fees" for the Schwab Private Client ("SPC"), Schwab Managed Portfolios ("SMP"), Schwab Intelligent Advisory ("SIA"), and Managed Account Connection ("Connection") investment advisory services sponsored by Schwab (together, the "Participating Services"); and (2) commissions and fees listed in the Charles Schwab Pricing Guide for Individual Investors and the Schwab Bank Deposit Account Pricing Guide (together, "Account Fees"). Program Fee refund requests must be received no later than the next calendar quarter after the Fee was charged. Account Fee refund requests must be received within one year of the date that the Fee was charged.

Program Fees are calculated as a percentage of eligible assets in Participating Service accounts. For more information about Program Fees, please see the disclosure brochure for the Participating Service, made available at enrollment or any time at your request. The Connection service includes only accounts managed by investment advisors affiliated with Schwab: Windhaven Investment Management, Inc., ThomasPartners, Inc., and Charles Schwab Investment Management, Inc. The guarantee does not cover Program Fees for accounts managed by investment advisors who are not affiliated with Schwab or managed by Schwab-affiliated advisors outside of the SPC, SMP, SIA and Connection services.

The guarantee is only available to current clients. Refunds will only be applied to the account charged and will be credited within approximately four weeks of a valid request. No other charges or expenses, and no market losses will be refunded. Other restrictions may apply. Schwab reserves the right to change or terminate the guarantee at any time.


The Portfolio Consultant, Associate Portfolio Consultant, and other representatives making investment recommendations in your Schwab Private Client accounts are employees of Schwab Private Client Investment Advisory, Inc. Please read the Schwab Private Client and the Schwab Private Client Investment Advisory, Inc. Disclosure Brochures for important information and disclosures about this service. Portfolio management is provided by Schwab Private Client Investment Advisory, Inc., a Registered Investment Advisor and an affiliate of Charles Schwab & Co., Inc. Asset allocation and diversification strategies do not ensure a profit and do not protect against losses in declining markets.  

Your account may be subject to a lower fee schedule than described above if you or someone in your household (e.g., generally a person with the same last name living at the same address) opened a Schwab Private Client account before January 1, 2014, and has continuously maintained at least one Schwab Private Client  account since the time of that initial Schwab Private Client enrollment.


Category: Advisor

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